These banana chocolate chip muffins are one of those recipes I make on repeat, especially when I’m trying to stay one step ahead of busy mornings.

My kids love them, which already puts this recipe high on my list, and I love that they work just as well for breakfast meal prep as they do for a school snack tucked into a lunchbox.
They feel like a treat, but they’re still made with simple, familiar ingredients I usually have on hand.
Another reason I keep coming back to this recipe is that it’s easy to make ahead. From start to finish, you’re looking at about 10 minutes of prep and 15 minutes in the oven, which means I can have a full batch ready without turning baking into an all-day project.
I bake them once, and breakfast and snacks are covered for days, which, honestly, is a small win that makes a big difference during a busy week.
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You Will Need
Here’s everything you’ll need to make these banana chocolate chip muffins using simple, pantry-friendly ingredients.

✓ 3–4 ripe bananas, mashed
✓ ⅓ cup butter, melted
✓ 1 cup sugar
✓ 1 egg
✓ 1 teaspoon vanilla extract
✓ 1 teaspoon baking soda
✓ Pinch of salt
✓ 1½ cups all-purpose flour
✓ ½ cup chocolate chips

Total recipe cost: about $4.80–$5.00
That comes out to roughly $0.30–$0.40 per muffin (depending on whether you make 12 or 18), which makes these a very budget-friendly option for make-ahead breakfasts and school snacks.
How to Make Banana Chocolate Chip Muffins

These banana chocolate chip muffins are easy to make with just a few simple steps and basic pantry ingredients.
Step-by-step instructions
- Preheat your oven to 350°F (175°C) and grease a muffin tin or line it with paper liners.
- In a medium bowl, mash the ripe bananas until smooth.
- Stir in the melted butter until fully combined.
- Add the sugar, beaten egg, and vanilla extract, then mix well.
- Sprinkle the baking soda and salt over the mixture and stir to combine.
- Add the flour and gently mix just until incorporated.
- Fold in the chocolate chips.
- Divide the batter evenly among the muffin cups, filling each about three-quarters full.
- Bake for 15 minutes, or until a toothpick inserted into the center comes out clean.
- Let the muffins cool slightly, then transfer to a wire rack to cool completely.

Tips for the Best Banana Chocolate Chip Muffins
Use very ripe bananas. The more brown spots, the better because they’re sweeter, mash easily, and give the muffins more flavor.
Don’t overmix the batter. Stir just until the flour disappears; overmixing can make the muffins dense instead of soft and fluffy.

Let the butter cool slightly before mixing. Hot butter can scramble the egg and affect the texture.
Fill the muffin cups evenly. About three-quarters full gives you nicely domed tops without overflow.
Use good-quality chocolate chips. They melt better and give you pockets of chocolate in every bite.
Check early. Ovens vary, so start checking around the 13-minute mark to avoid overbaking.
Let them cool before storing. Cooling completely helps prevent soggy bottoms and keeps the muffins fresh longer.
How to Store Banana Chocolate Chip Muffins

Let the muffins cool completely before storing. Once cooled, keep them in an airtight container at room temperature for up to 3 days.
If you want them to last longer, store them in the refrigerator for up to 5 days.
For longer storage, freeze the muffins in a freezer-safe bag or container for up to 3 months.
Thaw at room temperature or warm briefly in the microwave for an easy make-ahead breakfast or snack.